1st Advantage Mortgage

Products And Services

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  VA Home Loan

  VA home loans, guaranteed by the Veterans Affairs Department, are a tribute to the brave men and women who've served our country. These loans offer advantages like zero down payment, no private mortgage insurance, and competitive rates to eligible veterans, active-duty military, and surviving spouses. With a VA loan, we can turn the dream of homeownership into a welcome home salute.

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  Link: VA Home Loan

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  Conventional Home Loan

  A Conventional home loan is a popular mortgage option that's not insured by any government agency. It comes with flexible terms, competitive rates, and varying down payment options. Perfect for buyers with solid credit and stable income, it requires a minimum of 3% down payment. This type of loan also allows for both fixed and adjustable rates. Plus, once you've built up 20% equity in your home, there's no need to worry about private mortgage insurance (PMI) anymore. Whether you're a first-time homebuyer or looking to upgrade, a Conventional Loan offers a straightforward route to homeownership.

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  Link: Conventional Home Loan

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  FHA Home Loan

  FHA home loans, insured by the Federal Housing Administration, offer a lifeline to homebuyers with lower credit scores and a smaller down payment. With as little as 3.5% down and more forgiving credit requirements, they're perfect for first-time homebuyers or those rebuilding credit. Take advantage of FHA loans and make the leap into property ownership, even if you've faced financial hiccups in the past.

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  Link: FHA Home Loan

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  USDA Home Loan

  USDA home loans, backed by the United States Department of Agriculture, offer a path to homeownership for individuals and families in rural areas. With the benefit of zero down payment, flexible credit requirements, and competitive interest rates, they're a great option if you're dreaming of countryside living. Whether you're a first-time home buyer or looking to relocate, USDA loans can make rural or suburban home ownership a reality.

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  Link: USDA Home Loan

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  Non-Qualified Home Loan

  Non-Qualified Mortgage Loans, or Non-QM loans, offer flexibility beyond the traditional mortgage norms. Designed for borrowers with unique income circumstances or non-traditional credit histories, these loans consider a broader range of documentation for income verification. If you're a freelancer, small business owner, or investor, a Non-QM loan could be your key to homeownership.

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  Investment Home Loan

  Investment Home Loans provide flexible financing solutions for those looking to purchase or refinance rental properties or second homes. Designed for real estate investors, these loans offer competitive options without requiring strict income documentation like traditional mortgages. Whether you're expanding your portfolio, buying your first investment property, or seeking better loan terms, an Investment Home Loan can help you maximize returns and build long-term wealth through real estate.

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  Link: Investment Home Loan

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  Adjustable-Rate Home Loan

  Adjustable-Rate home loans can be an enticing option for many homebuyers. They typically start with a lower interest rate than fixed-rate mortgages, making them appealing for anyone planning a shorter stay in their home. After the initial period, the interest rate will adjust periodically, which could go up or down. If you're a homebuyer who likes to maximize savings and can navigate the variable rates, an Adjustable-Rate Loan might be just the ticket.

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  Link: Adjustable-Rate Home Loan

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  Jumbo Home Loan

  Jumbo Home Loans are designed for buyers who need financing beyond the conventional loan limits. Ideal for luxury homes and high-value properties, these loans offer flexible terms and competitive rates for qualified borrowers. Whether you're purchasing a primary residence, second home, or investment property, a Jumbo Loan provides the financing needed to secure your dream home with loan amounts exceeding standard conforming limits.

  Price: 0.00

  Link: Jumbo Home Loan